Received MY 3 MONTH “TRIAL” is this another delay to foreclosure?

We received our 3 month trial package – and for the most part we are not unhappy with the “terms”.  We are very unhappy about all the fees added on.  Interest on top of interest bother me a whole lot.  That for another day and more research.

I am wondering why the “trial”?  They say that is a Fannie Mae rule but… Is this just another delay tactic?  I can’t help wonder if they are trying to shut me up.  Since I’ve had so many elected officials looking into this on my behalf I don’t think I am unreasonable in posing the question.   

I hope to hear from those of you that have received a 3 month

First Horizon Home Loan Try These Contacts

Email, Fax, Call them all – Show them  How to Communicate. 

Be respectful – you will not get anywhere if you are rude. Be clear and to the point. State the facts – keep the emotions out.

Send me an Email in the Comments Section of this post –  Let me know how you make out.

I have kept many comments confidential so If you want me to keep the post  confidential I will. 

 Office of the President First Horizon

Chris Bledsoe 1-800-233-1319 fax/voice 1-901-473-6694

Executive Response Team First Horizon

Sally Miller  1-214-441-4545  fax 1-214-441-6030

Loss Mitigation First Horizon

Renzy Birrages  1-800-364-7662 (ask for him)

Amy Belivia  (maybe Delivia) 1-214-441-6087  1-800-364-7662 X 3087

Loss Mitigation Manager  First Horizon

Tim Geleta – google him  belongs to networking groups

MetLife

Larry Cole email  LCole2@metlife.com

Good luck and keep checking back I have more contacts to post.

If you are another lender  I do not want to hear from you – do not send me your ads.

 

 

First Horizon First Tennesse MetLife Foreclosure scam Missing Check

I have been posting about how I purchased a Bank Treasurer’s Check And mailed it overnight with delivery confirmation signature required.  This was mailed to First Horizon 4000 Horizon Way Irving, Texas 75063 Attention Renzy Birrages on March 24, 2010.

Confirmation received back from the United States post office on March 24, 2010.  Today is day 25 – still no response from Amy Delivia or Renzy Birrages.  April 1, 2010 Amy did call ( see my previous post) with I’ll look into this. 

The office of the President – Called me – but passed this on to the Executive Response Team.  That was on April 9, 2010.

Today I am really angry!  On Friday April 9, 2010 The Executive Response Team was going to help me with this missing check.

I was to receive a call back on Monday April 12, 2010 – That did not happen – I FAXED more proof of the missing check – 2 times to this person on April 12, 2010  and left a voice message on Friday April 16, 2010.  NO RETURN CALL  today is April 17, 2010.

It would appear to me that this practice is systemic apathy – from the top down .

A call back – how hard is that?  Treat people with respect and dignity.

This missing/loosing checks is their latest scam – that I myself have encountered.  I have found that they pulled this on other homeowners.  When I read those posts – I was not the least bit surprise.  It is 25 days for me. They don’t lose check – they throw them out! 

Stay tuned – Monday is my deadline – If they do not response to me – I will post  the names, phone numbers, fax numbers and email addresses of all those that have said they would look into this and get back to me. 

 

 

 

Foreclosure Rates Sore biggest jump in 5 years

I turn on the news this morning and what do I see on the banner on 2 news channels – “Foreclosure Rates Sore in March – Biggest Jump in 5 years.”    Do you think those yahoos in Washington read the same banner?  I wonder how they will spin this.  I’ll just bet  Mr Geithner will continue to state – that homeowner are in fact being helped.

A few days ago I posted that 170,000 homeowners had been helped via the HAMP program – today on those same news channels on the same banner – reported today 228,000 have been helped.  Now what happen?  Are those news channels wrong?  What is the true figure?  What are they NOT reporting that they still have millions of homeowners that have been ignored. If only the banks would communicate and do the right thing.

Why is this just some space on the banner?  Why are they NOT (the media) reporting the full story?  At what point, what is the biggest rate that foreclosures have to hit before it becomes news worthy? 

Update on my own fight with First Horizon – The executive response team –  is not responding. I was to hear from them on Monday April 12, 2010 – I still have not heard back April 15, 2010. 

Hmm… systemic problem here – I think.  If those at the top do not communicate …   Once again, I have kept the line of communication open – I sent 2 faxes with the copied of my missing treasurer’s check – proof of mailing and “the executive response team”  did not bother to acknowledge receipt or call back when the said they would.

For Shame President Obama – Force the Banks to do the right thing

This administration has “statistics”  that PROVE the American Taxpayer – Homeowners that are facing or in foreclosure are not being help! 

 Only 12% in trouble have received any help – and those same 12% did not get anything of substance.

Shocked – I am not.  I have stated over and over – these banks do not want to help out the homeowners in trouble.

If you, President Obama – can get health care passed (regardless of how anyone feels about it) why can’t you get this fixed?

I’ll tell you why – no guts – to go up against the “bankers.”  Any other president would have called those yahoos into the Oval and ripped them a new one.  Any president would have forced them into working with the American Taxpayers – you remember us the “voters.”

Why would you think that any voluntary program would work?  We all know these banks can do anything they want.  They can help – they do not want to.  When will you get that – Mr. Obama?

So stay off my TV until you have something real to tell me – stop blowing smoke up my butt.  Instead of criticizing Sarah Palin – DO YOUR JOB!

You may or may not like former President Bush – But the man said what he meant and meant what he said. 

Work on the economy – set the ground work for JOBS and maybe we can then afford our home.   

Don’t look at “Wall Street” as a guide and think that all is good out here – it is not good.  Wall Street is not an indicator for the middle class.

I wish the “media” that thinks all is good out here would shut the hell up – and to their job.  research – I do not know who they are talking to – but it is not anyone in my world.

 Maybe you can give First Horizon aka First Tennesse aka First America aka MetLife a call and tell them to “give the tarp money back” or you will foreclose on them!!!!

Office of the President – First Horizon

Well, finally my writing campagne seems to be getting attention.

I received a phone call from “The Office of the President”  at First Horizon.  I can tell you it was not the big man himself.

I do not think for one nano second that anything will come of this.

I am not even willing to give the big bosses the benefit of the doubt – that they do not understand what is happening in their organizations.  It they don’t they should.  They should not be so far removed  so isolated from the nuts and blots.  They make enough money they are supposed know on some level. Those employees – are they organization – the first line of defense – in this case. 

 For me,  if the lower level employee is rude – unprofessional – it’s a trickle down effect.  It is part of the culture – an it is accepted. 

 I did send him the most recent sampling of what I am call  ” my bête noire // “.  I do have another phrase for it – not going put that in here.      

It truly is a nightmare – I wonder,  how any of those unprofessional and judgemental people working  for First Horizon would feel if they were in my position. “There but for the grace of God go I”.  You just never know when something or someone will affect your life – bad things happen to good people.

Let’s  face it – there are thousands of reasons why – we (homeowners) got to where we are.  Not all of  the homeowners bought a McMansion or a mini- castle – not all of us lived beyond our means.  Sometimes you can do everything right and bad stuff happens. 

In our case, we have a modest home – live within our means.  At the beginning of the recession we felt our lifeline (our business) lose sales.  No sales – no money – no mortgage payments. It was like someone shut of a faucet.  We felt the recession long before it “became fashionable.”   immediately we tried to shift gears – got employment – which was unbelievable.   Changed our business model.  From that point everything cascaded – downward.  

We have been ready, willing and able to pay our mortgage.  We would not be months and months behind if First Horizon had “done their part”.   Because – they kept putting us off – essentially ignoring us – we would not be in this position.  We did everything we could to keep the lines of communication OPEN!

I do not understand how on month we qualify – the next we don’t.  (What changed – they cannot answer) First we do not make enough money – they we make  – to  much. (HUH) It is always some different reason as to why we do not qualify. 

I have closely followed each senator, each representative and the Obama administration – each time they implemented a “plan” to help the homeowner – it failed. 

Was all of it “lip service”  just to shut us up or “do those we elect not have they power they think they do”? 

I think the banks do not care what plan is implemented – they will do what they want.  They do not want to help us – they do want to help themselves.  That means – they “do want to foreclose”.  If they foreclose – it is written off  immediately – the books look better.  They will come after you for the difference – you do not walk away free and clear.

First Tennessee – First Horizon will they respond?

10 calls since April 1, 2020 – and NO repsonse.

 Why in the world would First Horizon want to foreclose on people who are ready and willing to be responsible after you have received millions of dollars for this very purpose of preventing?

Who are the people being helped by the stimulus plan?    Where is this money going?  Is there any homeowner out there being help? 

What kind of tax benefits does First Horizon receive to garner this type of reckless and negligent behavior?

The treatment I have encountered from your company makes me want to vomit.   Like millions of others,  we  have tried diligently to resolve this, and after many grueling months, credit is ruined and still their answer is to foreclose.  Why, because First Horizon would not communicate.  

Gainfully employed and willing to pay my mortgage  I could indeed pay my mortgage if only First Horizon would communicate. 

First Horizon has sent letters – suggesting we contact HopeNow – what a sham that organization is. 

I suggest that you do a little research on your own company – you will be shock to see what is being  written.

I am waging a campagne on this company – and will tell my story to anyone who will listen.  I’ve written to 19 politicians, (yup, they respond) 7 media outlets (yup, they to respond) I am filing complaints with BBB – Consumer Affair US and MA and they Attorney General of MA.  I’ve even written to AG Holder along with the White House.  I’ve just begun to fight.  I have been patient, respectful and willing to do anything to keep my home.  First Horizon wants to take this home we have had for 23 years – they do not have intention of working with us – they never had. 

I do  know how to communicate – unlike First Horizon and I will continue to fight. 

We live in Massachusetts and I never thought I would see the day a Republic would win a Senate seat.  Anything is possible – even for American Citizens that actually work. 

I would appreciate a response from someone at First Horizon immediately.

Still no response from First Horizon 7 calls later

April 6, 2010

Dear Amy, 214- 441-6039 

            I find this entire situation – regarding the above account beyond just mind-boggling.  I am also tired of waiting for you to do your job. Is this just total incompetence?  You are (at best) totally unprofessional. We are not some for of “sub-human species” that you can just play around with at whim. We are in fact real human beings that deserve to be treated as such.  In the end we may lose our “HOME” it will not be because we did not fight hard – it will be out of gross incompetence, negligence and prejudice on First Horizon et al.  I include prejudice because that it what we are experiencing – yes, we are white, yes we are republicans, yes we are native born American citizens and yes, we actually work for a living.  We are committed to telling our story (to anyone that will listen) of just how First Horizon aka First American aka Metlife has ignored, misstated facts, misrepresented – this list goes on.  We qualified in July, for $ payments (another lost package) now we don’t?  We don’t make enough money. Then we make to much money.

You, Amy – stated “we want 3-4 regular payments then we’ll “stip to mod” – what do you send – 3 regular payments then a whopping balloon – not what we discussed on the phone.  

I am done being patient and respectful. As I said First Horizon is determined to take our home of 23 years so it does not matter how “respectful” I am.    

How difficult is it for you to pick up a phone?  How difficult is it to answer your own phone?

 Since you called me on April 1, 2010 telling me (emphatically) that the documents dated March 13, 2010  (those same documents that were supposed to be dated march 8, 2010 and sent to us overnight – never sent) –“were no good” because you did not receive my treasurer’s check.  You “dismissed” me when I “tried” to explain to you that, yes I did purchase the check, yes, I went to the post office and sent that same check along with the documents. Express mail – overnight with delivery – signature confirmation on March 23, 2010 and that I had proof.  I received proof of delivery March 24, 2010.  You then told me you received this package on March 26, 2010 – the post office disagrees with you. 

 It was only when I took it upon myself to fax you proof.  Then you responded.

Your response was – “I received your fax and I will look into this.”  That call was on April 2, 2010 @ 10:27am.  Since them I have left 2 voice messages. Again, no reply. 

I have all my home phone calls forwarded to my cell.  No chance of missing any calls from First Horizon.  I am reachable 24/7. Let’s not forget email – it is 21^st century.   

Yet, you cannot be bothered to reply.  It is must be a miracle that the attorney for Frist Horizon in Massachusetts  has no problem finding us. We got the  “foreclosure notice.”  Without any problem. First class mail and certified and they even contacted our attorney.  I anticipate another foreclosure notice. 

Just so you know, I am forwarding this letter to the 19 politicians, (yes, they do reply) and 7 news media outlets, Attorney General Coakley, US/MA Consumer Affairs  et al – that I have been forwarding details of our plight.

April 5,2010 and counting First Horizon Home Loan “I’ll Look into it” Lie

Will this saga ever end?  April 2, 2010  and Amy at First Horizon tells me on the phone – she will look into my lost “Bank Check”. 

On my own –  I provided “PROOF” that I did purchase and did mail.  Amy just assumed I lied!!!!

All this in my last post.

So today,  April 5, 2010, I leave yet another message on Amy’s voice mail.  Just as I expected Amy did NOT return my call.   

Just another “lie”  Amy has no intention of looking into this.  They are more than incompetent.  They are lazy! 

How would those at First Horizon feel – if something like this happened to them???  

I read on another blog today – about how bad more than one homeowner was treat by the employees at First Horizon Home loan.

Good Friday – First Horizon – I’ll look into this missing bank check.

I finally received a call back to my 5 voice mail messages.  Amy, received my fax – with proof and has decided she will look into this matter and get back to me.  What was she going to do before – NOTHING!

I am tried of the waiting – so first thing this morning (4/2/10)  I sent out the following letter.

April 2, 2010

TO:

Senator John Kerry             Senator Scott Brown           Senator John Cornyn          Senator Kay Bailey Hutchison

Senator Harry Reid             Speaker Nancy Pelosi         Leader John Boehner         State Senator Niki Tsongas

State Sen Susan Tucker     State Sen David Torrisi       State Rep Marty Meehan  First American

Governor Deval Patrick                First Horizon Home Loan  Orlans/Moran Attorney

Jake Carlson – HopeNow                                               

 On February 23, 2010 and January 10, 2009 I wrote to each one of you listed above.  I heard from several of you. Sadly most ignored our plight.  We will remember that when we vote.  Those that responded in assisting us in  stopping my home foreclosure. Thank You – we will remember in a positive way – when we vote.

While the foreclosure is temporarily stopped – I am now facing another threat.  I believe that this company First Horizon Home Loan, aka First American aka Metlife – needs to be fully investigated.

I am expanding my list because I believe that if I barrage enough people – I may get some help.  Someone may finally “get it.”  Someone may investigate. 

MA Attorney General Martha Coakley          FDIC                                      Attorney General Eric Holder

MA Consumer Affairs                                        Better Business Bureau     ABC, NBC, CBS, FOX, CNN

Eagle Tribune                                                       Boston Herald                      Boston Globe

NY Times         More names to be added soon                                            

 I refer you to my letters dated January 10, 2009 and February 23, 2010. 

On March 8, 2010 I received a call from (Amy) First Horizon – she indicated that we would be receiving a package (overnight) to include the following:  We were to make 3 to 4 mortgage payments – to show consistency of payments – they then would consider a “stip to mod”.  I called (Amy) on March 13, 2010 – looking for the “overnight” package – Amy told me it was “out of her control” once the package left her hands.”  On March 16, 2010 that “overnight” package suddenly appears on my porch and it is date March 13, 2010. 

This package is now different than what was discussed.  They now want 3 mortgage payments and a whopping balloon.  First payment due March 25, 2010. 

On March 23, 2010 I purchased a bank treasurer check, went to the post office and sent this check along with the signed documents “Express mail overnight by noon March 24, 2010 with signature delivery confirmation. On March 24, 2010 package arrived and was signed for.  All was good, so I thought. 

On April 1, 2010, 8 days later Amy calls me and states we did not receive your check, we did receive the signed documents and they are no longer any good. We received the documents on March 26, 2010 – 1 day late. After 2+ years of – I finally lost my temper. The lies, the inconsistency, lack of return calls, constant mailing of documents, lame excuses, never getting any answers, never speaking to anyone with any understanding of the situation, back and forth between companies – enough. I have proof of purchase 3/23 and proof of delivery 3/24.   I have since left 4 voice messages for Amy, 1 to Renzy Birrage and faxed my copies of  the bank check and mail receipt. I also emailed Larry Cole – counsel for MetLife – I have not heard back.  I predict I will receive another foreclosure notice – soon! It is their practice. 

We know they are looking for any excuse to take our home. We have educated ourselves.  We have done a lot of research and have found that we are not alone.  First Horizon has a very bad reputation for leading homeowners on.  First they do not accept payments “under review – be patient” then they accept payments and in the end the homeowner will lose their home.  We have not qualified for any program – from not making enough money to making too much money.  Hope Now – Hope for Homeowner was a complete waste of time. Very bad information and false hope is all they offered. The list goes on.   

Every program implemented by the Obama administration has not helped. There is always a backdoor out for the banks. The financial institutions will not work with the homeowners –dispute what Sec Geither says on YouTube before congress.  It is clear to us homeowners that the banks prefer to get as much money out of the homeowner as they can then take the house and write it off as a loss.

Another First Horizon Home Loan “LIE” my bête noire

After receiving finally (after 2 years) a phone call from First Horizon Home Loans – I stupidly thought now we are getting somewhere.  Wrong wrong wrong.  Amy, called us and stated – we will be sending you out another package ( apparently the package they sent us in July – I mean August got lost???) in this package you will make 3-4 mortgage payments – just to show us consistency of payments – and the we will stip to mod – whatever that means.  Poor Amy could not really explain it. 

She was going to overnight this package on March 8, 2010.   I called her on March 13, 2010 looking for my overnight package. Amy tells me “Once it leaves her hands it’s out of her control” she did her job.  Okay!  The package arrives on March 17, 2010 and the documents are dated March 13, 2010.  (whopping lie) I think you lied to me – March 8 to March 13 – I don’t think you did your job at all.

The package is nothing like what we discussed.  3 payments at my old mortgage payment and then a whopping balloon payment and then they might accept more payments.  (whopping lie)  Not at all what was discussed.  Nevertheless, we decided to make the mortgage payment by the due date March 25, 2010.

March 23, 2010 – off to the bank – purchase a treasurers check – off to the post office to “Overnight Express by noon March 24, 2010”   Received the “signed for confirmation from the post office”  we think all is good.  How wrong we were!!!!

April 1, 2010 – Amy calls me and states in her very bitchy tone – “We received the documents there is no check – this agreement is no longer any good.”    I lost it big time.  I mean how many lies and bull can you take before you go nuts? 

I have proof of purchase of the treasurers check – I have proof of delivery from the post office and I have a witness that watched me place all items in the envelope.  Amy does not care – she does not listen to anything.  Tells me to call my back to see if the check cleared.  I called her back – she gave me a wrong extension number (wtf) .  I found her and Renzy Birrage he’s the person that signed the letters.  I have left messages for them to call me back.  I bet they will not.  I emailed Larry Cole – he is the attorney for MetLIfe (aka Frist Horizon) I’ll bet he will not be bothered to respond.

What are they trying to pull now?  Are they that incompetent?  Are they just pure evil?  Do they think we are stupid?

I am not taking this anymore.  Contacted my attorney and I am going to fight them.  I want a judge to see the “HELL” they have put us though. I want every politician to understand that these financial institutions are not doing a damn thing to help homeowners.     

I am mad as HELL and I am not going to take it anymore.

More to come!

Foreclosure stopped – HopeNow is a scam, shame, no HOPE

Dear President Obama:

Just so you know – the homeowners out here are NOT being helped. 

Well I’ve been so busy trying to keep a roof over our head I did not have time to post.

I did manage to get the foreclosure stopped.  As I stated in my previous post I wrote to every one I could think of.  Today I am posting those names and how they responded to me.

1. HopeNow – aka AURITON SOLUTIONS  a Government Program set up by the Obama administration to help home owners in my situation.  This is the biggest scam of all.  Not only do they not help at all they are condensing and patronizing.  When I told my counselor I was going to write letters and  fax and send eMails and blog – Mr. Jacob Carlson told me that was NOT productive.  I needed to get the foreclosure stopped by First Horizon.  To concentrate on calling the weekly if necessary.  Not that I had weeks, in fact I only had days left.  He did male 1 (ONE) phone call – a three-way call with First Horizon – that was SO NOT productive.  Christine – she told us “Under Review”.  DO NOT WASTE YOUR TIME WITH HOPENOW – THERE IS NO HOPE USING THAT PROGRAM.  The counselor was to busying belittling me to offer any clear and constrictive help.

2. I sent a fax to First Horizon’s attorneys – the ones that sent me the foreclosure notice and printed our names in the local paper. Orlans/Moran located in Boston.  DID NOT HEAR FROM THEM.

3. Senator Scott Brown (MA) Heard from his office.  They sent a letter and followed up to let me know what was done.

4. Senator John Kerry (MA) Heard from his office.  They got in touch with the attorney for METLFE aka First Horizon. Mr Larry Cole – pretty much indicated that all this mess and delay was OUR fault.  I did sent him an email indicting that I was not taking the laying down – he did not see much success here.  Mindless brainless attorney.  I am not done with that man.  Funny how a senator staff member can get in touch with someone almost immediately and for 2+ years I could not.  Very telling First Horizon/Metlife .

5. Senator John Cornyn (TX) NO REPLY – NO ACKNOWLEDGEMENT.  First Horizon is located in Texas.

6. Senator Kay Baily Hutchinson (TX) – NO REPLY – NO ACKNOWLEDGEMENT.  First Horizon is located in Texas.

7. Senator Harry Reid (NV)  NO  REPLY – NO ACKNOWLEDGEMENT

8. Speaker Nancy Pelosi (CA) NO REPLY – NO ACKNOWLEDGEMENT

9. Leader John Boehner – NO REPLY – NO ACKNOWLEDGEMENT

10. State Senator Nikki Tsongas (MA) Sent a letter – and followed up.  Were not in any way encouraging – never heard of  First Horizon – that’s telling in itself.  Not much help but did attempt.

11. State Senator Susan Tucker (MA) NO REPLY – NO ACKNOWLEDGEMENT

12. State Senator David Torrisi (MA)NO REPLY – NO ACKNOWLEDGEMENT

13. State Rep Marty Meehan (MA) NO REPLY – NO ACKNOWLEDGEMENT

14. Gov Duvall Patrick (MA) (unexpected to hear from him) While his office did not send any letter or make any calls they did offer suggestions. Which were helpful.  A letter from his office would have also been helpful. His staffer sounded like she was 12 years old – she did not really have any concept of what a foreclosure was. 

15. Massachusetts Division of  Banks.  My first call – I was treated very badly a very nasty man who refused to give me his name.  My second call more productive – but the attitude of the workers is just astounding.  Very nasty.  So be prepared to feel like crap after.  They did sent a letter – they did follow-up with me. 

16. First Horizon – NO REPLY – NO ACKNOWLEDGEMENT

17. First American – NO REPLY – NO ACKNOWLEDGEMENT

18. MetLife – NO REPLY – NO ACKNOWLEDGEMENT

19. The White House – NO REPLY – NO ACKNOWLEDGEMENT

Contacted an Attorney – More to come on this saga.  

I will just say this –  all of those politicians that  NO REPLY – NO ACKNOWLEDGEMENT – will NOT be getting my vote.

If this helps one homeowner – then all this posting is worth it.

Today it was announced that President Obama is putting authorizing 14 BILLION in TARP to help home owners in trouble.  He tells us 1 in 4 home owners are in trouble.  I know that I won’t be getting any help – we are never that lucky – we are the hard-working citizens of this country.

The 14 Billion is suppose to be distributed as follows:

1. Unemployed – no problem – adjust the monthly payment for 6 months – if you are underwater – reduce the principal.

2. Anyone in trouble and underwater – banks will have an incentive to reduce the principal.

3. Current and underwater – reduce principle and make your mortgage FHA.

I swear to GOD – this was on CNN and FOX TODAY.  If you think that any citizen is going to be help – you are NUTS. 

It may not be all Obama’s fault here.  The banks are so greedy that they will NOT do anything to help any homeowner. 

I will post another day on what I finally received from Frist Horizon Home Loans – their way of  helping is criminal.  They are thieves and crooks – they have no intention of  helping.  Which is why we now have an attorney.

Keep fighting. Keep writing.

Is it any wonder why we “American Citizens” are anrgy at all our in power!!!

March 3 2010 count down to my foreclosure with First Horizon

I am sure many of you (to many) are facing what my family is going though.  How much bailout money do we give these incompetent financial fools before they actually start helping the home owners?  Well now, in the case of First Horizon (National) Home Loan they received  $866,540,00 from the taxpayers.  How much of that money helped any of you? Click on this link for more details on the bailout money:   http://bailout.propublica.org/main/list/index

We have lived in this home for 20+ years this is not a home we could not afford – this was not fraud – this was not a bubble.  We had a financial hardship.  We were able to correct this and have been struggling –  but making it.  We are not looking for the government to give us free money.  All we want and have wanted for over 2 years is to start making payments.

Those decision makes – isolate themselves from us.  Why?

All we can do is sit and wait. Are you like me calling over and over, sending the documents over and over?  Did you ever get to speak to anyone other than someone who only takes messages?  Are you told – whoops – we seem to be missing documents – so you fax, you mail and still they seemed to be missing those same documents you already sent 5 times?

Are you on the phone each week – for hours just waiting for someone to answer simple questions?  Do they talk to you like you are the lowest form of life?  Do you even have any diginity left after those calls.

Why are we not allowed to speak with anyone that has some knowledge of your situation? 

This week I have emailed and faxed – to the Governor, Senators,  Representatives, Pelosi, Reid, every Politian connected to my state including – The White House.  One can only Hope.  Speaking of  Hope – Hope for Homeowners – Hope Now – What a scam.   

I’ll be updating those I wrote to and those that responded.  I am going to hold them accountable – after all they all voted for bailouts and TRAP to help those big banks.  Those same politicians told all us home owners – they would make sure those banks were helping people keep their homes – so lets see what happens. 

Yes, Mr. Obama – you are accountable as well.   After all –  you are on my TV everyday saying the banks are helping the home owner.

Hello world!

Hello all!  Let’s talk Home Foreclosure.